Conveyancing
Whether you are moving house or want to find a better mortgage deal, you need to appoint a conveyancer to look after your legal interests and ensure everything progresses to completion without a hitch.
Conveyancing is the legal part of buying or selling a property. It’s usually slow, fairly expensive, and sometimes painful, but it’s essential, and it’s all for your good.
Our promise to you
We want to provide complete ‘peace of mind’. turtlehomes.co.uk are now able to offer you a service that no other solicitors would dare to offer… A ‘MONEY BACK GUARANTEE’ for the solicitor’s legal fees. Our conveyancers have created, transparent and track-able standards that they promise to adhere to.
Our core value is centred on providing the highest level of customer service and client satisfaction. The conveyancing world is rapidly becoming more volume focused, with little emphasis placed on individual client care. RG Solicitors, value each instruction, and treat our clients as individuals, not as ‘file numbers’. We are confident that once you experience our Conveyancing services, you will never look elsewhere for a solicitor when you move house!
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Terms and Conditions of Money Back Guarantee
How long will the process take?
Once offers have been accepted, and conveyancers instructed, the waiting begins. The process usually takes around eight weeks, but can take less, and often takes much more, depending on a variety of factors including the type of property, the length of the chain and the actions of the other people involved.
So, What is happening all this time?
The main events in the process are:
- Receipt of draft contract. This is drawn up by the seller’s solicitor stating the particulars of sale and the Conditions of Sale and will be altered by both sides over the coming weeks.
- Preliminary enquiry. The buyer’s solicitor sends a set of standard pre-contract enquiries to the seller’s solicitor, and checks the draft contract for specific queries. These cover issues such as possible boundary disputes, restrictive covenants, rights of way and so on.
- Property information form. The seller will receive a property information form. Check that this tallies with what you thought you were buying (this includes items such as fixtures and fittings).
- Land charge and registry searches. The title deeds, along with the Land Registry certificate is obtained and confirmation is made that the seller isn’t bankrupt and actually owns the property.
- Local searches. A check is made of any new developments planned within a small area around your property. However, if you want to be sure that a massive superstore isn’t going up just outside of the search area, you can pay for a plan search, or visit the planning department of your town hall and check yourself. Searches are also made of the water drainage systems and other social infrastructure, and a check made for any restrictions on extending or renovating. Searches can take anything up to ten weeks to complete, so, if you’re in a hurry you can pay for a personal search undertaken manually by a specialist, in a fraction of the time.
- Draft contract approved. Once the draft contract is agreed, it is sent to both sides for signature.
- Formal mortgage offer. A formal mortgage offer is required at this stage
- Arrange for Completion. With the help of the solicitors and estate agents a convenient completion date for everyone in the chain is agreed. This is usually your moving day.
- Exchange. Both parties sign the contract and copies are exchanges. You normally pay your deposit at this point. If you pull out after this you will be liable to compensate the other party!
- Completion. At last, on the agreed date (often around two weeks after the exchange date), funds will be sent from the mortgage company to your solicitor and transfer of ownership takes place.